Car Insurance at shopping-galore

Commuting motorists are breaking 46 million laws
UK motorists break the law 432 times a year - just driving to and from work, according to new research. The survey*, commissioned by Churchill Car Insurance shows that drivers risk being pulled over by the police twice a day or ten times each week for a range of motoring offences. This all adds up to 46 million broken laws and Highway Code breaches between home and work each day. Millions of

Ten percent of motorists lie to their car insurance company
According to research by the Motor Insurance Bureau, an estimated 10% of UK motorists lie to their insurer when buying car insurance in an attempt to get a cheaper quote. Now specialist insurer Admiral Car Insurance is warning drivers to tell the truth or risk losing cover. Whilst the magnitude of lies people tell their insurer varies, anyone who is found out risks having their insurance

90% of UK drivers will crash their car
Nine out of 10 motorists will be involved in at least one road accident in their lifetime, according to a report published today by leading motor insurer, MORE TH>N. But a third would rather fork out themselves than make a claim. The majority of accidents will be collisions involving two or more vehicles and would cost an average of £1,100 to put right, although a third of accidents are ‘small

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Pets might give you unconditional love, but they aren’t free. Caring for them can cost you tens of thousands of pounds over their lifetime. Continue …

After his wife was killed when a suicidal motorist deliberately drove his car into theirs, David Webb was left to bring up their two-year-old daughter alone Continue …

More than 10% of British motorists have no idea what they are paying for when buying car insurance, according to research from online motor insurer Easy Money car insurance. In addition to 11% of motorists admitting they didn’t have any idea what their car insurance covers, the easyMoney and YouGov research revealed that another 14% don’t think they would be covered if their car was stolen and Continue …

Having to replace valuables on holiday when you don’t have insurance is bad enough. But what would happen if you had to pay for expensive medical treatment? Continue …

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Personal Accident Plan
Personal Accident cover pays a fixed benefit of ?15,000 if you or anyone else named as a driver on your motor policy dies, or suffers injuries such as loss of a limb or an eye, or loss of hearing or speech, following an accident involving the insured vehicle. You can include this additional cover even if you already have personal accident cover elsewhere.
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to renew and expand the federal backstop to insurers for terrorism risk, after the Democratic leadership tacked on an unusual provision ensuring that the program wont cost the government a dime unless Congress acts in the aftermath of a terrorist attack Read more..

A new pay as you drive motor insurance policy has been launched by Norwich Union. The new cover available online is designed to give drivers greater control of their motor insurance with expected savings of up to one-third on their premiums. Motorists interested in learning how they might benefit from Norwich Union Pay As You Drive car insurance should go online to get a quote and learn how Read more..

Nine out of 10 motorists will be involved in at least one road accident in their lifetime, according to a report published today by leading motor insurer, MORE TH>N. But a third would rather fork out themselves than make a claim. The majority of accidents will be collisions involving two or more vehicles and would cost an average of £1,100 to put right, although a third of accidents are ‘small Read more..

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Breakdown Assistance
Hastings Direct Drive Sure provides quality breakdown cover backed by RAC. The policy guarantees assistance if your car breaks down anywhere in the United Kingdom, or won’t start while parked at home. It also covers you for onward transportation to your destination following a breakdown, or assistance to return home. We recommend you include this extra protection if your vehicle does not already have this cover.
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4X4 insurance bills to soar
Owners of 4×4s are likely to bear the brunt of changes in the way car insurance is calculated

Can you get cheaper life cover?
Life insurance premiums have plummeted in recent years and even those who already have cover could save by switching to a new deal

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What additional products can I add to my motor insurance?
Motor Legal Protection
Legal protection is valuable additional cover providing legal assistance after a non-fault accident to help recover out of pocket expenses (e.g. excesses) or claim for personal injury suffered. Subject to prior agreement, legal costs of up to ?50,000 will be paid for each insured incident. If you don’t already have this cover, we recommend you include it as it is not part of a standard motor policy.
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UK motorists urged to shop around to beat rising insurance costs
New findings from the Sainsbury’s Car Insurance Index show that the cost of insuring your car could be rising rapidly unless you take some simple steps to ensure you get the best deal. Sainsbury’s Index, which tracks telephone car insurance industry premiums on a quarterly basis, reveals that the average car insurance premium in July 2005 was £490.13, compared with £465.18 in April, an increase

It’s more dangerous to re-fuel your car than to re-fill your trolley
A report released today from Churchill Car Insurance has revealed the most common places to be involved in parking accidents and found that the number one crash hotspot in town is the petrol station forecourt. The study also shows 1.5 million* UK drivers crash each year when parking their cars. The new Town Crash Index from Churchill showed that drivers are ten times more likely to have an

Norwich Union launches Pay As You Drive car insurance
A new pay as you drive motor insurance policy has been launched by Norwich Union. The new cover available online is designed to give drivers greater control of their motor insurance with expected savings of up to one-third on their premiums. Motorists interested in learning how they might benefit from Norwich Union Pay As You Drive car insurance should go online to get a quote and learn how

Most competitive car insurance policies revealed
The price comparison website Moneysupermarket.com, today reveals the top ten most competitive motor insurers throughout 2006, with swiftcover car insurance emerging as the most consistently low-cost brand. From an analysis of over three million premiums quoted through Moneysupermarket.com’s car insurance comparison service in 2006, swiftcover.com returned the cheapest average premium for all

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What do you mean by the term Disqualification Period?
If you have received a motoring conviction and were disqualified from driving for a period of time, the length of the disqualification should be entered.
What is an Excess?
There are two types of excess that can be applied to an insurance policy - compulsory excess and voluntary excess.
Compulsory excess is an amount set by your insurer that you would pay in the event of a claim if your vehicle is lost, stolen or damaged. The amount of excess may vary depending on the type of claim. For instance, the excess may be ?100 if your vehicle is stolen, but only ?50 if your windscreen is damaged and needs replacing.
Opting for a voluntary excess enables you to keep your premiums down. This will be the amount that you opt to pay in the event of a claim, but it is in addition to any compulsory excess. The amount of voluntary excess that you select can only be agreed when you first take out or subsequently renew your policy.
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Net Worth: Mortgage insurance has often gotten piggybacked away
Extract not available.

E-Trade Client Assets Increase in August
Financial Services firm E-Trade Financial Corp. said Wednesday total client assets increased 0.7 percent in August from the prior month. Total client assets at E-Trade rose to $210.12 billion in August from $208.75 billion during July. E-Trade had 4.69

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AMP Appoints Craig Dunn to Succeed Andrew Mohl as Chief Executive Officer
Sept. 20 (Bloomberg) — AMP Ltd. appointed Craig Dunn to succeed Andrew Mohl as its chief executive officer, the company said in a statement. Dunn will start on January 1.

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What motoring convictions or endorsements should I disclose?
Motoring convictions or endorsements, including fixed penalties, in the last 5 years should be disclosed for all drivers. (This includes convictions that have been removed from your licence where you received a fine).
You should also disclose any pending prosecutions i.e. if you have recently been stopped for speeding or for not having insurance and you are aware that you will receive a conviction on your licence, you should select the most suitable conviction code from the list - for example SP30 is speeding on a public road, IN10 is driving without insurance etc. If you are unsure, please call us on 0800 99 1066 for assistance.
If any driver has had more than 3 convictions in the last 5 years or has a conviction that is not listed, we are unable to provide you with a quotation on-line. Hastings Direct may still be able to offer you car insurance - please call us on 0800 99 1066.
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Brits are clueless about their car insurance
More than 10% of British motorists have no idea what they are paying for when buying car insurance, according to research from online motor insurer Easy Money car insurance. In addition to 11% of motorists admitting they didn’t have any idea what their car insurance covers, the easyMoney and YouGov research revealed that another 14% don’t think they would be covered if their car was stolen and

New iniative aims to cut young driver car insurance premiums
Almost one million young people (912,000) have been in, or know someone who has been in, an accident at night in the last three years, according to new research from car insurer More Than. Despite representing only 10% of the total driving population, statistics show that young car drivers are involved in over a quarter (28%) of all accidents where a driver is killed or injured. In a move aimed

UK motorists urged to shop around to beat rising insurance costs
New findings from the Sainsbury’s Car Insurance Index show that the cost of insuring your car could be rising rapidly unless you take some simple steps to ensure you get the best deal. Sainsbury’s Index, which tracks telephone car insurance industry premiums on a quarterly basis, reveals that the average car insurance premium in July 2005 was £490.13, compared with £465.18 in April, an increase

Most competitive car insurance policies revealed
The price comparison website Moneysupermarket.com, today reveals the top ten most competitive motor insurers throughout 2006, with swiftcover car insurance emerging as the most consistently low-cost brand. From an analysis of over three million premiums quoted through Moneysupermarket.com’s car insurance comparison service in 2006, swiftcover.com returned the cheapest average premium for all

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