Car Insurance at shopping-galore

What type of cover is available?
There are three types of cover that are available from a Private Car Insurance policy - Comprehensive, Third Party Fire & Theft and Third Party Only.
Comprehensive cover means you will be covered for loss of or damage to your vehicle caused in an accident, or by vandalism, fire, or theft. You are also covered for damage you cause to other people’s vehicles or property in an accident, or for injuries they sustain. This cover also includes additional benefits such as personal accident cover, medical expenses and cover for your personal belongings in your vehicle.
Third Party, Fire & Theft cover means you will be covered for loss of or damage to your vehicle caused by fire or theft. You are also covered for damage you cause to other people’s vehicles or property in an accident, or for injuries they sustain.
Third Party Only cover means you will be covered for damage you cause to other people’s vehicles or property in an accident, or for injuries they sustain.
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The Kingdoms insurance market is poised to reach SR30 billion in 10 years, industry experts said yesterday. The insurance market will witness a rapid growth due to the governments new rule which would enable all expatriates to be covered under the Read more..

China’s Labour and Social Security Minister Tian Chengping urged the country to accelerate legislation over social insurance on Saturday. Addressing a national social security forum in Beijing, he said the country’s social security work still lacks laws Read more..

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What if my vehicle is not kept at my home address?
The vehicle must usually be kept overnight at your home address. If this is not the case, please call us on 0800 99 1066 for a quotation.
What do I do if my vehicle is not kept on my driveway or in my garage overnight?
If your vehicle is parked anywhere other than on your drive or in your garage when it is at your home address e.g. in a nearby car park or compound, you should select the “Road” option.
How do I know whether the security devices fitted to my vehicle are acceptable to you?
If your vehicle is fitted with one or more security devices detailed below, please select the relevant description on the quotation. If your vehicle is not fitted with any security device or one that is not detailed below, please select “None”.
Alarm - the device must be an electronic car alarm and must be in working order.
Immobiliser - the device must be an electronic immobiliser that is activated either remotely or when the key is removed from the ignition and must be in working order. Many car manufacturers fit these devices to their vehicles as standard.
Mechanical immobilisers, such as a steering wheel or gear box lock, do not qualify.
Tracker - the device must be a vehicle tracking device that is fully operational at all times, when your vehicle is parked and left unattended.
Any security device you select will be a condition of your policy. If you are in any doubt as to whether your security device complies, please either do not select an option or call us on 0800 99 1066 for assistance, otherwise it could invalidate your cover in the event of a claim.
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Sep. 23, 2007 (Thomson Financial delivered by Newstex) — BEIJING (XFN-ASIA) - Zurich Insurance Co and Shanghai Baosteel Group Corp will jointly acquire a 30.554 pct stake in New China Life Insurance Co (NYSE:LFC) from China’s insurance protection fund, Continue …

KWIK-FIT Insurance is targeting caravanners and taxi drivers in its search for another acquisition. Managing director Martin Oliver said that buying high-premium niche business Express Insurance in June has whetted his appetite for another deal. Express, Continue …

The British insurance industry turned down almost 44bn of critical illness, income protection and life assurance claims last year, according to new research from Prudential. The company said critical illness policies had the poorest track record, with Continue …

Worried homeowners living in flood risk areas are rushing to buy insurance before they suffer the same fate as other parts of the country Continue …

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Which use should I select if I use my vehicle for business purposes?
It is important that you select the correct level of cover for what you are using your vehicle for:
Social, Domestic and Pleasure (SD&P) - this excludes use of travelling to and from work or other personal business use.
Social, Domestic, Pleasure and Commuting (SDP&C) - this includes travel to and from work by any named driver on the policy.
SDP&C including Personal Business use for Policyholder - as above but this also includes cover for the personal business use of the policyholder in person.
SDP&C including Personal Business use for Policyholder & Spouse - as above but, if applicable, this also includes cover for the personal business use of the policyholder and spouse in person.
If you require business use for any other driver or you use the vehicle for commercial travelling,
Please note that we are unable to offer a quotation on-line or over the phone if your vehicle is used for courier work or fast food delivery, hire and reward including use as a taxi, Motor trade, or Driving Tuition.
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Questions to ask when choosing vehicle breakdown insurance
Comprehensive vehicle breakdown insurance can vary from £32 to £133.20 a year. Motorists could save up to 76%* by shopping around for comprehensive car breakdown cover according to price comparison website, www.moneysupermarket.com. The August bank holiday can be a chance to catch some late summer sun and relaxation before the evenings start drawing in, but the journey itself can sometimes

Brits are clueless about their car insurance
More than 10% of British motorists have no idea what they are paying for when buying car insurance, according to research from online motor insurer Easy Money car insurance. In addition to 11% of motorists admitting they didn’t have any idea what their car insurance covers, the easyMoney and YouGov research revealed that another 14% don’t think they would be covered if their car was stolen and

Swiftcover.com to be bought by Axa UK
UK insurance company Axa has announced that it is to acquire the internet only insurer Swiftcover car insurance. Currently owned by international insurer Primary Group and Swiftcover’s management, the acquisition is subject to the satisfaction of certain conditions including regulatory approval. Swiftcover.com is one of the most dynamic businesses on the UK personal direct market, with net

90% of UK drivers will crash their car
Nine out of 10 motorists will be involved in at least one road accident in their lifetime, according to a report published today by leading motor insurer, MORE TH>N. But a third would rather fork out themselves than make a claim. The majority of accidents will be collisions involving two or more vehicles and would cost an average of £1,100 to put right, although a third of accidents are ‘small

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I have more than one occupation - which one should I select?
If you or any driver has more than one occupation, please call us on 0800 99 1066 for a quotation as we are unable to offer you an on-line quotation.
What do I do if I do not know the registration number of the vehicle?
When entering the details of your vehicle, if you do not have a registration number, please just click on “Get Vehicle” and select your vehicle from the drop down boxes.
If you know the registration number of your vehicle, enter this and click on “Get Vehicle”. We will find the vehicle details for you and ask you to confirm these are correct. If the incorrect vehicle details are shown, please click “no” and proceed to manually select the correct vehicle.
If you have not previously entered a registration number during your quotation you must enter it on the Summary page when buying your policy.
Please note that we can only cover vehicles that are registered with DVLA (Swansea).
What is Estimated annual mileage?
This is the total mileage that you estimate that your car will do in the next year, including use by you and any named driver, for pleasure and business purposes (if included).
If I have to make a claim, will the value I enter be the amount you will pay me for my vehicle?
Please note that in the event of a total loss, we will pay the market value of your vehicle immediately before the loss and not the estimated value you have given. If your vehicle is less than 12 months old at the time of the loss, we will replace it with a new vehicle of the same make, model and specification - see the Car Insurance policy for the terms and conditions.
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The price tag on the car said ?7,000 but the finance deal pushed the cost to ?21,500. Is this the UK’s most expensive car buying agreement? Continue …

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Which employment status should I select?
When identifying your occupation we first ask “What is your employment status”? The list of adjacent occupations and employer business types are then customised according to your employment status. For example, selecting an employment status of “Household Duties” will customise the occupation list to show only the applicable “Housewife” and “Househusband” entries and will default employers business type to “Not in employment” making your occupation selection easier. Similarly, selecting an employment status of “Full time Education” will show only those occupation entries relating to student activities where you are “Not in employment”.
I cannot find an exact match for my occupation or employer’s business?
If you cannot find an exact match, please select the description that most closely matches the occupation or business. If you still cannot find a match, please call us on 0800 99 1066 and we will help you.

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A leading insurer is to send house insurance premiums soaring by about 10% in the wake of last month’s floods Read more..

You will now be able to search for car insurance with Tesco after the supermarket brand announced the launch of its own price comparison website Read more..

After his wife was killed when a suicidal motorist deliberately drove his car into theirs, David Webb was left to bring up their two-year-old daughter alone Read more..

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