Car Insurance at shopping-galore

What motoring convictions or endorsements should I disclose?
Motoring convictions or endorsements, including fixed penalties, in the last 5 years should be disclosed for all drivers. (This includes convictions that have been removed from your licence where you received a fine).
You should also disclose any pending prosecutions i.e. if you have recently been stopped for speeding or for not having insurance and you are aware that you will receive a conviction on your licence, you should select the most suitable conviction code from the list - for example SP30 is speeding on a public road, IN10 is driving without insurance etc. If you are unsure, please call us on 0800 99 1066 for assistance.
If any driver has had more than 3 convictions in the last 5 years or has a conviction that is not listed, we are unable to provide you with a quotation on-line. Hastings Direct may still be able to offer you car insurance - please call us on 0800 99 1066.
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Most motorists would rather pay up than claim on insurance
Over a quarter of motorists would rather foot a £300 bill themselves after an accident, than risk losing their no claims bonus, according to new research from MORE TH>N. The average driver is prepared to spend £235 and one in 10 is ready to shell out a whopping £500. The survey found that nine out of 10 drivers had a no claims bonus that they were clearly desperate to keep. Over a third of

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It’s more dangerous to re-fuel your car than to re-fill your trolley
A report released today from Churchill Car Insurance has revealed the most common places to be involved in parking accidents and found that the number one crash hotspot in town is the petrol station forecourt. The study also shows 1.5 million* UK drivers crash each year when parking their cars. The new Town Crash Index from Churchill showed that drivers are ten times more likely to have an

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What is No Claim Bonus and is mine acceptable to you?
Every year you hold a policy in your own name, you build up a No Claim Bonus, providing you do not make a claim. The amount of No Claim Bonus available to you will be shown on your renewal notice from your current insurer. If you go on to accept a policy with us and you are claiming No Claim Bonus, you will be asked to enter details of your previous insurer and policy number and provide proof of your earned No Claim Bonus. Your No Claim Bonus is only acceptable to us if:
it has been earned in the UK on a Private Car policy in your own name, within the last 2 years, and
it is not being used on another policy.
Please note that if a claim is made or arises under your policy, when you renew your policy, the No Claim Bonus may be reduced or lost.
Why should I protect my No Claim Bonus?
If you do not protect your No Claim Bonus and a claim is made or arises under your policy, your No Claim Bonus may be reduced or lost when your policy is renewed. Protected No Claim Bonus allows you to maintain your No Claim Bonus even if a claim is made under your policy.
Please note that Protected No Claim Bonus can only be included when you first take out a policy or renew it, and you are usually limited to the amount of claims you can make - please see the endorsements section of the quotation and the policy booklet for further details.
What claims must I disclose?
Please note that it is important to disclose any incidents or claims within the last 3 years, as we check all policies against the Claims and Underwriting Exchange Register. This is a database that holds details of claims made against previous motor insurance policies. Failure to disclose previous claims could invalidate your policy cover or claim.
Even if the loss was not covered under your policy (i.e. your vehicle was damaged and you only had TPFT cover), the total cost did not exceed your excess or you decided not to claim, these are still incidents and should be entered as a claim.
If any driver has had more than 3 accidents, claims or losses in the last 3 years, we are unable to provide you with a quotation on-line. Hastings Direct may still be able to offer you car insurance - please call us on 0800 99 1066.
What is an at fault claim?
An “at fault” claim is one where you were not able to recover a policy excess and/or some or all of your no claims bonus has been disallowed.
All Theft and Fire claims are considered “at fault” claims.
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Global agency broker will add liquidity to the Australian market; Membership allows firm to directly service domestic Australian business Instinet, a global agency broker and wholly-owned subsidiary of Nomura Holdings, Inc., today announced it has Read more..

that its network may have suffered a security breach, according to a network security manager. Despite the early warning from Joshua Fritsch, TD Ameritrade only confirmed last week that 6.2 million customer names, email addresses and phone numbers had Read more..

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What is the Full UK & Advanced option?
If you hold a Full UK licence and have also passed the Institute of Advanced Motorists driving test, you should select this option, otherwise you should select the relevant option that matches your licence type.
Further information on the Institute of Advanced Motorists can be found at www.iam.org.uk.
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Half of Britain’s top life insurers are refusing to reveal how happy - or otherwise - their customers are with the service they provide Continue …

Owners of 4×4s are likely to bear the brunt of changes in the way car insurance is calculated Continue …

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Do I need a Green Card?
It is no longer necessary to carry a Green Card Document with you for cross border travel within any country that is an EU member or Iceland, Norway, Switzerland, Liechtenstein and Croatia, but it is advisable to take your policy documents and certificate of insurance with you in case of an accident. Please see policy booklet for further details.
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BRUSSELS, Sep. 25, 2007 (Thomson Financial delivered by Newstex) — Brussels shares TFN market data at 10.16 am: Main index -Bel 20 down 35.20 points or 0.82 pct at 4,274.74 Bel 20 fallers -Fortis down 0.74 eur or 3.49 pct at 20.44 as price adjusts Read more..

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What cover do I have for using my car abroad?
All of our motor insurance polices provide the minimum level of cover that is required to enable you to drive in:
Any country which is a member of the European Union and
Iceland, Norway, Switzerland, Liechtenstein and Croatia
They also give you the same level of cover that you enjoy in the UK (e.g. Fully Comprehensive) for trips of up to 30 days to these countries.
If you are to use your car in excess of 30 days for any one trip in these countries or you are visiting any other countries, you would need to contact us before you travel, get our written agreement to extend cover and pay any additional premium requested.
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Day Trading News-driven FX Volatility
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E*TRADE (ETFC) Said It’s Not For Sale, Despite Wall Street Talk
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Ameritrade “knew about data leak for ages”
AMERITRADE IGNORED repeated warnings from an IT insecurity expert starting January 9, 2006, that its systems were being hacked. According to Network World, the outfit allowed data to be leaked for more than a year before telling its six million users

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esure policies offer a comprehensive package of benefits for complete peace of mind. esure provide a free courtesy car while our customer?s is being repaired by one of our approved repairers. Valid claims are approved in minutes over the telephone. Plus there are 24 hour emergency helplines available, so esure are here when you need us most. And these are just a few of esure benefits.
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The New Kid on the Block: Day Trading with ETFs
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Cover your child as school starts
As the school year begins, it’s vital to ensure your children are properly insured, whether it be for losing valuable equipment or suffering a sports injury

E*Trade Restructures, Lowers Outlook on Loan Losses
E*Trade Financial late Monday slashed its 2008 earnings forecast, citing bad loans related to the U.S. housing market crisis and charges related to a restructuring that will see the on-line brokerage exit the wholesale mortgage business and all ‘non-core

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?Get an instant quote from esure and save an extra 10% when you buy car insurance online

Sunday drives are making a comeback as more and more motorists get behind the wheel and take to the nation’s roads. Recent Direct Line research amongst 1,700 UK drivers reveals that over half (54 per cent) of all motorists use leisurely drives as an ideal way to relax and take time out from everyday concerns. Close to one in three (29 per cent) motorists use driving to relax, while a further Continue …

Comparison website Confused.com has attacked claims from insurer Direct Line that it is 'one of the UK's most competitive car insurers' Continue …

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Buy Direct Line Car Insurance online and receive a 10% discount. You?ll also benefit from interest free monthly instalments (subject to status) and a 25% introductory discount off Direct Line Home Insurance. If you choose one of Direct Line?s repairers, your car will be collected and delivered for free, cleaned inside and out and the repair work will be guaranteed for 5 years.

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90% of UK drivers will crash their car
Nine out of 10 motorists will be involved in at least one road accident in their lifetime, according to a report published today by leading motor insurer, MORE TH>N. But a third would rather fork out themselves than make a claim. The majority of accidents will be collisions involving two or more vehicles and would cost an average of £1,100 to put right, although a third of accidents are ‘small

Instinet Becomes Australian Securities Exchange Member
Membership allows firm to directly service domestic Australian business Business Editors SYDNEY, Australia–(BUSINESS WIRE)–Sept. 23, 2007–Instinet, a global agency broker and wholly-owned subsidiary of Nomura Holdings, Inc., today announced it has

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Hastings Direct looks to provide car insurance quotes at the best possible price, offering the best policy to suit your needs at the lowest price for you. Hastings Direct are able to offer competitive online rates because they work in partnership with their large panel of leading UK insurers and check their prices daily.
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AM Fortis (FTS.TO) (FORA.L) on Friday said that banking saw the excellent commercial momentum of the first half continue in to the summer months. Total income continued to develop favourably as net interest income and net commissions and fees rose again Continue …

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Direct Line revolutionised the car insurance industry in 1985 by selling direct to the consumer via the red phone brand. Since 1985 the product range has increased to include a wide range of general and life insurances, car assistance and a range of other financial services. Their Personal Loans offering is one of the leading in the UK, both for service and market leading APR rates.
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Instinet Becomes Australian Securities Exchange Member
Global agency broker will add liquidity to the Australian market; Membership allows firm to directly service domestic Australian business SYDNEY, AUSTRALIA, September 23 /CNW/ - Instinet, a global agency broker and wholly-owned subsidiary of Nomura

Instinet Becomes Australian Securities Exchange Member
Global agency broker will add liquidity to the Australian market; Membership allows firm to directly service domestic Australian business Instinet, a global agency broker and wholly-owned subsidiary of Nomura Holdings, Inc., today announced it has

Evolution of the Day Trader
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